Our Process

Free Introductory Meeting

Meet with an advisor to learn about Balanced Rock, find out how we can work with you, and get a quote for our services.

Client Onboarding

Our Client Services team will work closely with you and your Advisor to collect the necessary financial information and, if needed, open accounts for you and help with transferring assets. You will receive a login and password to access your client portal and assistance learning how to use our online services.

Building Your Financial Plan

You’ll meet with your Advisor, typically over several meetings, to clarify your current financial situation, develop your financial goals, and make a plan to comfortably meet your expected future needs.

Preparing IPS or Allocation

For our wealth management clients, we put together a document called an Investment Policy Statement (IPS) that describes how we will manage your portfolio, including the target risk level, allocation, and your values preferences. We then manage your investments for you in accordance with the IPS.

For financial planning clients, we provide detailed recommendations that include the specific investments to buy and sell in each of your accounts in order to achieve your target asset allocation.

Ongoing Client Relationships

For our wealth management clients, we remain engaged and proactively monitor your accounts and financial planning goals on a regular basis. We will reach out to you regularly with reporting, to update your information, and for plan reviews. You can schedule a time with your advisor anytime you have questions, concerns, or just want to get an update. This is all included in our management fee.

For our financial planning clients, we work on an engagement basis, charging hourly fees for our advice. We do not provide ongoing supervision of financial planning clients’ accounts.